Financial abuse & laundering risk
How tipping, tokens, fan-club fees and crypto rails on adult platforms are used for fraud, coercive payment patterns and money-laundering - well beyond the typical entertainment-spending category.
Scope of this assessment area
Adult platforms run real payment volume. Where there is volume, there is laundering, chargeback fraud and coercive flows. We assess whether the financial controls match the volume.
What we look for
Observable patterns that trigger investigation under this area.
Criteria a platform is scored against
Each criterion is publicly defined and applied consistently across every platform we review.
KYC of high-volume earners
Real KYC on top performers, not just on viewers.
Transaction monitoring
Anti-money-laundering rules applied to tip / token flows.
Chargeback handling
Clear, fair process for both performers and viewers.
Processor coordination
Live link with Visa / Mastercard / processor risk teams.
Suspicious-activity reporting
Reports filed where thresholds are met, like any other regulated platform.
If you are affected - what to do first
Sequential, low-risk actions you can take right now.
Dispute with your bank
Card disputes are time-limited; act within the window.
Report fraud to the processor
PayPal / Stripe / Skrill have direct fraud teams.
Preserve receipts & screenshots
Including the platform username and timestamp.
Report to national cyber-fraud
Most countries have a single-front-door cyber-fraud reporting line.
Have evidence in this area?
Submit confidentially - encrypted at rest, named reviewers only, you can submit anonymously.